Offset Mortgages from 2.89%
If you keep sizeable sums of money on deposit an offset mortgage could be an ideal product for you.
Under an offset scheme any funds you keep on deposit are 'offset' against your outstanding mortgage balance before your mortgage interest is calculated. For example a client with a £200,000 mortgage and £20,000 on deposit will pay mortgage interest on only £180,000. Yet the £20,000 is available anytime on a current account basis.
Clients who should consider offset deals include:
- Self Employed
- Those with large bonuses paid infrequently
- Those with income that is seasonal
- Those with regular long term funding needs (e.g. school or university fees)
We make the process easy and stress fee - contact us now for offset rates from 2.89%
Call us now on08456 44 0950
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